Personal Accident Insurance
Hello Hello I'm Romain Gawanda Today we will learn about Personal Accident Insurance What is an accident In case of an incident this could be for example a car accident or for example a mother and father suddenly having an accident in the bathroom, light sports etc. Personal Injury, Accidental Disability or Death, Passenger Accident Types Insurance consists of four risks, namely the risk of accidental death. The risk remains risk a because the insured amount is capped at 1. 10% risk guaranteed
Personal Accident Insurance
ah Secondly, the risk of psychomotor accidents due to motorcycle driving. provide coverage to the insured as a direct result b or fixed risk coverage disability persists and does not heal and again causes a part of the body to become incapacitated, if adequate treatment and care are provided will be paid personal compensation, but the rate cannot be cured or medically confirmed.
Medical expenses in the event that the condition is cured, function is restored, or an accident occurs due to the risk of tea, the guarantee D itself, of course medical expenses for accident treatment in the event that we cause an accident, for example, providing first aid These are the costs covered under the risk of this tea, as you will have to go to the nearest health center or clinic for this.
The risks that you may take out for accident insurance can be divided into four risks. Now, we're basing it on how he spends his time in his daily activities.This class 1 means someone who spends a lot of time indoors. For example, teachers, administrators, accountants or auditors, customer service, etc. As for the Go M2 itself, we spend a lot of time indoors, but we also have staff trips. For example B. Sales, Dealers, Doctors, etc. For Group 3, these are people who spend a lot of time outdoors.
For example, engineers, architects, dentists, dentists, lawn mowers, tour guides, private drivers. Group 4 spends almost 100% of their time outdoors, including construction workers, public transport drivers, mechanics, and security guards. However, there are exceptions that cannot be guaranteed.
For example, lumberjacks, divers, flight attendants, workers, firefighters, pilots, flight attendants, etc. For general passenger accident insurance exclusions, here are 12 points, but in fact the details result from the policy I have outlined, which is the main concern of accident insurance.
Yourself, particularly the primary, if self-harm deliberately or suicide is to be protected then participate in crook pastime then scientific illness, for example, coronary heart hernia, appendicitis and different scientific suggestions aren't assured then beginning or being pregnant then in case you comply with the ola severe sports, for example, karate, judo, silat, skydiving, hiking mountain with a peak of extra than 2,500 m after which as a player in a expert competition, for example, truely white, automobile racing, basketball competitions and the like, then in case you participate in a flight that doesn't have a boarding byskip or flip a non-public aircraft to a flight someplace then now no longer energetic as a member of ABRI TNI or Polri due to the fact normally in those 3 groups they have already got twist of fate coverage themselves after which participate in an invasion of insurrection and/ or civil strugglefare after which enjoy intellectual problems or pressure or have involvement in pills or injuries due to the affect of alcohol aren't assured then the consequences or reactions of atomic nuclei or nuclear radiation using or passenger bikes besides for eliminating a motorbike chance guarantee, how do I sign in for non-public twist of fate coverage the primary one should be elderly from 18 years to 60 years hun then Indonesian residents or foreigners who've felony identification then fall into the types of Groups 1 2 three and four Thank you Ghost friends, we're going to all see you soon, hi
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