Which investments will benefit from rising interest rates in? First...
Hello hello good news. Hopefully it's there too! Today I made this video in his new office, one of his conference rooms in Ternak Uang. You can see that the chair is still made of plastic.
INVESTMENT STRATEGY
Which assets will benefit from an interest rate hike? First... Hello hello good news. I hope it's there too! Today I made this video at his new office. One of his in his meeting room in Ternak Uang. You can see that the chair is still made of plastic.
It can be an event, you can read research reports, there are NFTs, there are stocks, there are cryptocurrencies, and more! You can also check out weekly updated modules. So please pray for Money Livestock. We hope that we can fix what is missing and bring you better things in the future. Anyway, in today's video he wants to talk about investing in 2022. What's good, what's bad, b? As long as you make videos on this channel, we will discuss many assets.
Well, today I want to touch briefly on everything related to 2022. So let's start by mapping all types of investments based on risk. And usually the lower the risk, the lower the return. Let's start with the low-risk ones.
Bank savings products, term deposits and money market funds. There are commodities such as government bonds, fixed income mutual funds, retail EBAs, US dollars, or such foreign currencies, which are slightly more risky. There is also gold. Third, the risks are a little higher. We have P2P lending, equity funds, mixed mutual funds, and no level of risk.
There are Indonesian stocks and foreign stocks. Then the fifth is the highest risk. There are cryptocurrencies, NFTs, titles, futures options, and other derivative products.
There are no binary options, trading robots or copy trades in this list. In my opinion it is not an investment. It's best to stay away from them before they get involved in an incident. Or Future Issues OK, before we can decide whether this is good or bad, we first need to understand what's going to happen, or what the big economic issues are? 2022 and beyond.
In my opinion, the main topic from 2022 is tapering or quantitative tightening. Or essentially every central bank in the world slowly raises interest rates. Inflation is too high in many countries as we have recovered from the crisis.
Much has been said about the concept of tapering, interest rates and its effects. In these videos, yes! The bottom line is that rising interest rates have a negative impact on risk assets. Like stocks and crypto. Hmm, this crypto is kind of unique! In the past, these crypto assets were thought to be uncorrelated before many large institutions entered the cryptocurrency space.
Not correlated with other risk assets. However, in 2019-2020, many large companies entered cryptocurrency. As a result, This crypto has the same correlation as traditional risky assets. stock rich. Owning is not good in my opinion, except for stocks and cryptocurrencies.
Interest rates are rising, so when people want a mortgage, interest rates go up. Maybe later people will. Or he may or may not get a mortgage, which may slow down the sale of the property a bit. And bad people too. There are fixed income mutual funds. The key is that when interest rates rise, bond prices typically fall. I explained the connection in detail in this video, yes! Even worse are equity funds and mixed mutual funds.
The reason is simple, the contents are mainly stocks and bonds, and this year may not be good either. Well, it's an investment that may not be a good one for 2022. But if you're investing for the long term, two, three, five, ten years out, you're not too keen on short-term trends like this. may not be interested. Let's see what's good. What investments will benefit from rising interest rates? First, where crypto is bad, NFTs are usually good.
Because there is a negative correlation between NFT and crypto. Cryptocurrencies, especially Ethereum and Solana, have NFT trading platforms, right? Usually when cryptocurrencies go down, NFT prices go up. Well, people are buying NFTs with Ethereum, Solana and other cryptos. When the price goes down, people usually buy it and invest in NFTs. The exchange rate is cheaper now that Ethereum was expensive, so I may have bought NFTs later.
The exchange rate is high here. In other words, capital is high. Lower means more interest in entering NFTs. That said, I think a retail EBA that tracks interest rates is pretty good. As interest rates rise, so does the retail EBA percentage, or yield. Then, in my opinion, P2P lending also increased. Because the system consists of interest, debt.
Therefore, when interest rates rise, so do interest rates. I think the US dollar is the better option. For example, if the central bank raises its original interest rate from 0% to 5%, people will come back and put their money back in America because interest rates are high now. USD. And not so good in 2022.
Some are neutral or less effective. The first is savings, as interest rates are very high at. Gold is also neutral. Then there are deposits and money market funds. I think it's still neutral, yes. In the future, the
may be next year, although interest is not yet high. The interest here is definitely higher than it is now. As for which is positive, neutral government bonds or corporate bonds, yes.
Interest rate percentages may go up, but bond prices go down when interest rates go up. So the percentage goes up, but the bond price goes down. So in my opinion it is neutral and even a nice net. Well, that's a good, bad, and normal investment in my opinion
for 2022.
If you have other opinions or thoughts, write them in the comments. My current portfolio allocation looks like this: And of course there's a reason for that. We strongly advise you not to participate in this assignment. Because everyone should have a different distribution, depending on their goals and economic requirements. If I were alone in 2022, I wouldn't change much.
Mutual funds, this structure is still big because I use them to invest money to pay off my mortgage and KKB. So I took KKB for a year and KPR took a three year plan to pay off. So every month I withdraw from mutual funds to buy a car and a house.
So I don't mind it. We also don't plan to add any more P2P lending. In fact, I haven't added anything in about 5-10 months. I don't mess around with stocks much because it's true. long term. So now I have this plan.
My parents' pension fund is my top priority right now, if I can afford it. This is the last unchecked checkbox. It's not ready yet, but hopefully soon. So I put my parents' pension in a fixed income mutual fund. Then add additional income to her NFTs and cryptocurrencies when she's ready. It could be something like Ethereum, Binance, Bitcoin. Therefore, this year should not be a good year for cryptocurrencies. That's probably where you buy Ethereum on a daily basis.
Separately, add both foreign and Indonesian stocks. It's a long-term one, and if this year isn't enough, it's really an opportunity for me to accumulate. and may not be suitable for your financial situation.
That's about the investment outlook for 2022. In my opinion, yes. Of course, it's also possible that I'm wrong. Also, my friend, you should make decisions according to your understanding, knowledge, goals, and financial situation. So if you're still in debt, you don't have an emergency fund or insurance. Don't take too many risks in the beginning. Start with crypto, NFTs and hope to get rich quick in a day or a month, but a year is not wise in my opinion.
Young friends are still focusing on increasing their earning power! Your income so you can invest more. If you have other thoughts, you can also write them in the comments. OK! Let's discuss and learn together. Thank you for visiting. We hope that this video will serve as a reference for your investment decisions. See you in another video.
goodbye
Posting Komentar untuk "INVESTMENT STRATEGY"