Types of Mutual Funds Money Market, Fixed Income, Equities, Mixed Mutual Funds

    Hello everyone, see you again Luna. Welcome to a channel that talks about money. As the name suggests, this channel was created specifically for people who are interested in talking about money, to talk about all things money related. Defining the benefits and risks of investing in mutual funds. I hope this article is useful especially for those who just want to invest in mutual funds.What is a Mutual Fund? Here, a mutual fund is a group of funds managed by an investment manager and invested in various types of available investment vehicles, where investors' money is collected.

Types of Mutual Funds Money Market, Fixed Income, Equities, Mixed Mutual Funds

    Well, there are many different types of mutual funds, it is determined by what mutual fund you invest your money in, and what mutual funds are commonly available? The first type is money market funds. These are mutual his fund products, where most of the funds under management are allocated to money his market products such as deposits, Asian bank certificates or bonds with maturities of less than one year. Therefore, when purchasing products from this mutual fund, investment managers must deposit most of their funds in Indonesian bangk deeds or bonds with a maturity of less than one year.

    The second type is mutual funds. The two types of mutual funds are relatively low risk, making them very suitable for investors who want to play it safe. It is not without risk as each investment has its own risks. The third type is equity mutual funds. As the name suggests, this mutual fund invests primarily in managed funds, with the final form of equity being the blended mutual fund.

    It's controlled via way of means of an funding manager, however essentially you're the only who has the proper to pick out which kind of mutual fund to make investments in. The funding managers may be stated to be simply concocting mutual fund funding merchandise to provide traders or perhaps deliver tips like that, however the funding choice continues to be it is for your palms ok now let's strive to speak about the benefits and dangers of mutual budget, let's begin with the advantages first, yes, the primary gain is capital gain, or in easy terms, profit, this occurs if the profit/unit or the charge in line with unit of mutual budget that we it is going up, so we are going to get a take advantage of the distinction h the charge in line with unit whilst shopping for and the charge in line with unit whilst we promote it, for cash marketplace mutual budget and stuck income, the once a year go back variety is commonly round 5-10%, whilst for combined mutual budget and stocks, the once a year go back may be as much as tens of %, however remember, it is excessive hazard excessive go back, despite the fact that combined mutual budget and inventory mutual budget can offer returns of as much as tens of %, the hazard is excessive too, so that you can lose tens of % as well.

    Anyway, the profits made from these mutual funds are not taxable, so the profits made from these mutual funds are not tax deductible again. As mentioned, his second advantage when buying mutual funds is that the funds are managed by experienced investment managers who have a better understanding of the investment world.

    It is small compared to individual investment by ordinary people with poor knowledge, and the next merit as an investment method is diversified investment, but have you ever heard of diversified investment? In other words, diversification is an investment strategy that distributes funds across several different investment vehicles. Rather than just saving in one investment vehicle, it is actually an investment product such as stocks, bonds, Indonesian bank certificates, etc., as one of the goals is to minimize risk. for the deposit.

    Can we buy our own? Let's say you have time to process your fixed assets. So why should you buy mutual funds? Don't buy bonds/stocks right away. If you still have limited funds to invest, one of the obstacles you face is decentralization. Assets can be invested in a symbol at the same time. For example, there are 3.5 million. This is just enough to buy 1 lot of BCA stock. Purchasing $3.5 million worth of mutual funds allows you to hold BCAs, BRIs, and even bonds and deposits at the same time.

    We know that there is a minimum deposit amount for deposits. For example, for bca the minimum deposit is 8 million. If you want to earn interest on attractive deposits, minimum deposits can be billions of dollars, so can bonds, with minimum purchase amounts, often Rp 1 million. The company's mutual funds are relatively inexpensive to purchase at retail outlets, and there are platforms that offer investments in mutual funds starting at 10,000. Well, that's all right, diversification is fine, and it's retail buyable.The last advantage is liquidity. This means that these mutual funds can be traded at any time. Therefore, even if you suddenly need funds in mutual funds, you can withdraw them immediately.

    Yes, for deposits or other investment vehicles with a withdrawal period such as bonds, some instruments cannot be withdrawn immediately and must wait for a maturity or early redemption period to liquidate them. What are the benefits of investing in mutual funds? But remember this is an investment. It must be too much of a risk. We will not first discuss the risks of investing in mutual funds, but we promise to do so in detail. More on this in the next article. To be honest, very few people discuss the topic of mutual fund risk, so the material on mutual fund risk is very interesting. Most people argue about merit. The following article discusses the risks of investing in mutual funds. Little known to the general public.

    These include a series of scandals that have attracted a lot of attention recently. Starting with investment trusts hit by the bankruptcy case of investment trusts, the price per unit fell by several tens of percent in a short period of time until investment trust products were liquidated by financial institutions. Be sure to subscribe to the channel about money as we have a Services Authority ba. There are many interesting topics related to the world of finance that I hope you will find useful. Well, I can't stop talking about money, so let's meet in the next article!

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