Childcare insurance

    Hello, I often hear that people are trapped in so-called education insurance to make money for their children's education, but what exactly is education insurance? In this article, we will explain what education insurance is, so be sure to check out this article as well. Now you know what education is and what the wisest attitude is when dealing with education insurance products.

Childcare insurance

    Before starting the article, don't forget to turn on the bell by clicking the subscribe button in the bottom right corner. This way you won't miss the latest videos I post every time. You should be able to find out why these people are actually interested in subscribing to education insurance in the week before the education insurance fund. can't decide which tool to use to finance their child's education until they meet someone with the right name for that education. Well, they think education insurance is an option. This allows you to set up your child's education fund. Unfortunately, they don't understand what education insurance is and how it works.

    In fact, there are two main types of education insurance. So there are two types with different functions. Where is super education, a form of endowment, and education insurance, a form of solidarity? In the next section, we will link a detailed description of education insurance with the types of capital education and education insurance. This unit will be linked in the middle of this article until it expires. What happens to Indom Education Insurance in Capital Education Insurance is a scheme and looks like this: When you pay a premium to an insurance company as a customer, this insurance company will take care of your money and provide you with a policy under the scheme that you will receive a specific amount at a specific time.

    Therefore, z.B. if you have education insurance with such a capital, the police will tell you that you will receive millions of dollars five years after the z.B. You can also use this for your child's education fund Hello, for example, there is a mother who has an education insurance with an endowment insurance. About 1000000 rupiah monthly insurance premium, then the police from the insurance itself, for example in her 5th year, the mother said that she received an amount of 70 million, and now 70 million can be used to enroll her child in primary school. increase. After 3 years, this mother also receives 40634900.

    Renting a freestyle is the most expensive, hence the tuition. If a mother opens an insurance policy with this kind of donation, for example, when she turns 18, she can receive 500000000. It is an insurance with an endowment insurance system that pays for children's school expenses. Next, there is another form of education insurance that is very different from this continuing education insurance.

    At Unit Linked Plan Education, because you are actually buying life insurance, you are buying life insurance that is a combination of a life insurance product and an investment vehicle. For example, if you are enrolled in education insurance under this unit-linked model, you are enrolled in life insurance, but at the same time you also own pots and high funds that were used by insurance companies as investment trusts.

    These mutual funds are usually available for withdrawal at specific times. So, for example, if he withdraws for 10 years, insurance customers usually feel cheated by this modeling insurance and believe they can get good money after investment, but the scheme does not. Seasons Yi's goal is actually a large life insurance company. Therefore, if the policyholder or the person who opened the tap here dies, he will receive a large sum of money.

    Enough a huge quantity that may be used to fund their kid's schooling so the principle scheme is surely lifestyles coverage that is beneficial for protective their kid's schooling later if as an example some thing takes place to their mother and father so sure in case you get massive cash it's far cash from coverage cash with the intention to take place or up whilst you've got got died or been disabled. So that is typically larger than your funding in advance due to the fact if as an example you count on the funding price range, then you definitely are disillusioned due to the fact the primary funding fund can be deducted through masses of deductions or coverage expenses in order that the second one funding go back can be most Usually due to the fact it's far invested in devices that have a tendency to be at a better risk, inclusive of stocks, this funding fund sometimes, in case you need to take it, coincides with inventory marketplace situations which are another time falling, so your funding price range will actually lower in case you calculated from the top rate paid through Kompas the loss, so that is what makes many human beings or Nancy's clients sense cheated through schooling coverage merchandise due to the fact what they believe is they can take the price range withinside the funding pot for his or her kid's schooling price range, despite the fact that the largest advantage of that is the essence of modeling schooling is his lifestyles coverage in advance in which whilst his mother and father are prone to loss of life or everlasting incapacity He has cash that may be used for his kid's schooling after you understand the 2 forms of schooling coverage This is the follow-up query approximately deciding on which product for Bruce to installation a kid's schooling fund you Well, withinside the subsequent part, I can honestly give an explanation for my opinion, how do you surely deal with this schooling coverage and put together schooling price range on your child, so watch this newsletter till it is finished, OK?

    Hello, I talked about the types and systems of education insurance earlier. Which education insurance is right for you as a tool to prepare for your child's education? In my opinion as a financial planner, this education insurance is not suitable for preparing funds for your child's education as it allows you to calculate your child's education expenses.

    How much money do you need and when will it be used? So, for example, it is not very suitable when using protection or insurance products. The name protection or transition product is intended to minimize risks that may arise in the event of unforeseen circumstances, for example: Use surgery for your health.

    Well, you can't predict when or if you'll get sick. How much does treatment cost? To fund your child's education because it is a protective or transitional product, for example because you know your child won't start primary school in say 7 years and you want them to attend school Such a case is not suitable if it is used for e.g. we have an international standard, so we can do it. How much money do you need to send your child to school? From there, you can estimate how much money you'll need to set aside to reach that amount over the next seven years.

    If yes, then shortages can occur when necessary educational funds may be lacking. For example, if you enroll in an Indian metal insurance product at the start of insurance, you may be able to calculate the approximate amount. When you send your child to school you only need money for education, because there is a possibility of inflation or an increase in the price of education, if there is inflation or an increase in the level of education, the fund Education insurance with capital is not possible. The amount you receive is the amount measured by the policy, so it increases. For example, if we first assess the need and suddenly after arrival it turns out to be 20 million at the time of child damage, we cannot add the 20 million insurance product that we want to sing. Imagine not having the money to send your children to school.

    So how much does this type of insurance cost? As you know, you definitely get a certain denomination of money. If you use Unit Link, you may need funding for your child's education. Instead, the support facilities go down and there is no money to send the children to school, but more than that, the cost of educating the children will undoubtedly increase if, for example, life insurance falls into risk. It is not covered because the compensation and insurance are huge.

    Therefore, if you want to set up a fund for your child's education, it is advisable to open or prepare the fund through an investment vehicle that invests the fund, as you can already calculate the amount of the fund and when to use the fund. To do. Due to the emphasis on the development of insurance products without discounts, the results obtained from the investment obtained by Dima are much more optimal than with the educational insurance system.

    In another video, I will explain how to prepare for this education fund using investment tools so that you can better prepare for your child's education fund.Thank you for taking the time to read my article. We hope that what we have discussed in this article has helped you understand insurance products, especially education insurance. If you have any other questions, please feel free to contact us. Write in the comments section below. I will try to answer your questions so that you can understand more about education insurance. Click the subscribe button in the bottom right corner to turn on the bell and stay tuned for my latest article. Don't miss the I'm every Post week. See you in another article

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